Commercial Credit Microfinance provides financial services to low-income clients in rural areas who seek self-employment, and traditionally lack access to banking and related services.Micro finance loans are granted without the guarantee of any collateral on specified repayment bases.

Our micro finance products aim to empower and uplift financially vulnerable sections of the population, leading to higher standards of education and living and an increased quality of life throughout the country.

More broadly, it is a product whose object is to ensure "a world in which as many poor and near-poor households as possible have permanent access to an appropriate range of high quality financial services. These services will include not just simply access to credit and savings facilities, but also entrepreneurial guidance to ensure the success of their ventures". We strongly believe that such access will help raise out of poverty an increasing proportion of Sri Lanka's population.

Small Loans designed to cater the financial needs of underprivileged/low income communities especially in the rural areas. These loans are coupled with non financial services such as entrepreneurship training and business development support which are necessarily for sustainable development of low income families.

Mr. Sashika Siriwardana : 0773356063

SME loans targeted at the upgraded Customers from Micro Loans where they need advanced finance facilities to fulfill their fiance requirements. SME loans also provided with additional services to build their business further.

Mr. Nishshanka Kulasinghe : 0774782944

Housing loan would assist economically constrained microfinance customers to materialise the dream of an own home by enhancing saving habit.

Mr. Sashika Siriwardana : 0773356063

Families below the poverty line belongs to extreme poverty condition would also need access to finance for their various needs. Arunodaya, a credit product with sophisticated features to uplift such families to the next stage.

Mr. Sashika Siriwardana : 0773356063

Mrs.Dilanie Champika

"It has been nearly two years since I joined Commercial Credit. I started doing a Tile Factory and got Rs. 25,000 loan from Commercial Credit & Finance PLC ...."

Ms. Kanthi

"An initial loan of Rs. 25,000 helped her to expand her small batik shop to a fully-fledged retail shop. It took her just three months to pay back the first year's loan..."


"Sarojini is in the dried fish business in Pitipana North Negombo. She now has four labourers working for her and she hopes to obtain more loans..."

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